Forms: Appraisal Valuation Timing Waver Rev 01.02.2023 Broker Closing Fee Sheet Correspondent Loan Submission Form Correspondent Final Closing Fee Sheet GFE Counseling Acknowledgement Appraisal Disclosure Notice Rev 01.02.2023 Tips for Submitting a Loan Wholesale Loan Submission Form – FHA Streamlines Only Wholesale Loan Submission Form QM DISCOUNT WORKSHEET Rev. 01.24.2014 Announcements: Announcement 13-41 ATR AND QM Announcement 13-44 LENDER PAID COMP PLAN CHANGES & QM SUBMISSION DEADLINES Announcement 13-45 NMLS ID Disclosure Requirements and Originator Comp Rule Changes Announcement 13-46 RESPA Homeownership Counseling Disclosure Requirements and HOEPA Changes Announcement 14-01 ECOA Appraisal Disclosure Changes Announcement 14-02 Additional Changes Due to QM Announcement 14-03 FHA QM Changes - Case Number Deadline Announcement 14-05 Revised Submission Forms & Fee Sheets Announcement 14-07 Revised Lender Paid Comp Plan Options Available Announcement 14-08 Appraisal Disclosure Reminder Announcement 14-09 Lender Paid Locks Below Par Now Available FAQ & Training Material: ECOA Appraisal Delivery Requirements Home Ownership Counseling Disclosure Information How to obtain RESPA Homeownership Counseling Disclosure List Lender Paid Compensation Example LO Compensation Changes Overview QM FAQ QM POINTS & FEES SUMMARY as of 1/10/2022 QM POINTS & FEES / APR FINANCE CHARGE GRID as of 1/10/2022